Our lives are becoming more and more data-centric. Sally next door uses an average of 897 kWh of electricity per month, and about 90 gallons of water each day. She’s had one costly car accident, multiple speeding fines, and her car has been broken into twice because she parks it overnight on an unlit street.
Sally’s insurance premiums are calculated using this data. We know what utilities she uses because of her home sensor device, and her connected car is catching out her heavy-footed acceleration tendencies.