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DAP Integration with Modern Core Systems

A Winning Combination that Personalizes the Claims Experience

With increasing competition in the Property and Casualty (P&C) insurance market, the pressure to deliver on claims experiences that alleviate customer anxiety and speed up the claims process is high. Digitizing the claims process, the engagement between insurer and insured, and the processing of related data are important steps that together help insurers personalize the claims experience for both customers and claims staff, thereby influencing customer retention. A digital adoption platform (DAP) is one such digital technology that brings the benefits of personalization to claims customers and staff.

DAP Integration as Part of Your Claims Personalization Strategy

A DAP, when integrated with a modern core insurance system offers contextual in-app guidance such as walkthroughs, task lists, smart tips, self-help menus, and more to guide the user through every aspect of an application, throughout the workflow. This contextual, personalized guidance delivers on the afore-mentioned goals of speeding up claims processing and alleviating customer anxiety.

Identify and Address the Challenges to Claims Personalization

The table below highlights the challenges to claims personalization and the solutions to these challenges offered by integrating a modern cloud-based claims application with a DAP.

Challenges to Claims Personalization	Personalization Benefits of Cloud-based Claims and DAP Integration
Legacy systems make it difficult to meet evolving customer and employee expectations of engagement and claims service.	Integration of a modern cloud-based claims application with a DAP transforms the way insurers adapt to change and opens new avenues for personalization
Manual claims processing prone to human errors, processing delays, non-compliance with regulations, and miscommunication between insurer and customer.	Contextual guidance reduces data entry errors and processing delays Ensures compliance by integrating in-app regulatory and process guidance
Frequent product updates and employee turnover require hard to schedule claims support training, weakening ability of claims agents to respond to claimants’ questions quickly and accurately.	Claims agents are offered just-in-time support within their workflow, which resolves claims issues efficiently, requiring less formal training Tracks user behavior to identify the most utilized claims features by the claims team and by customers Optimizes the customer experience with the right balance of in-app guidance and live agent-customer engagement
Lack of guidance in the field leads to claim assessment errors, incomplete documentation, delayed processing, and adjuster frustration.	Claims adjuster utilizes in-app guidance to accurately assess all aspects of claims including policy verification, coverages, evaluation of damages and injuries, and negotiating settlements Reduces stress for adjuster and helps them gain confidence
Time-consuming and expensive to train insurance staff at scale when the insurer transitions from legacy systems to additional modern core applications besides claims such as policy management, billing, distribution, reinsurance, and customer portals.	Staff at all stages of the policy lifecycle including sales teams, agents, underwriters, and support reps rapidly develop proficiencies when transitioning to full-suite modern core systems Improve self-service capabilities for policyholders and maintain high policy renewal levels Stronger adoption of full suite core applications due to DAP integration increases modern core system ROI

Duck Creek/Whatfix Claims Personalization Is Available Now

Duck Creek Claims integrated with Whatfix Smart Claims guides the user within the Duck Creek Claims environment by utilizing a contextual understanding of user attributes and claims characteristics, as well as the adjuster’s actions on a claim. Adjusters get access to claims-specific solutions, including ready-to-use templates, state-specific help tips, and smart nudges. This integration offers just-in-time help to adjusters as they process each claim, increasing efficiency, building confidence, and improving productivity – ultimately contributing to customer retention.

The low-code authoring environment and ability to merge existing knowledge repositories delivers a highly scalable learning environment for claims management staff.