Duck Creek
Agentic AI Platform

Enterprise Agentic AI, Embedded in the Insurance Lifecycle

Duck Creek Agentic AI Platform is an enterprise‑grade agentic AI insurance platform built into Duck Creek’s Intelligent Core insurance platform. Embedded within policy, claims, and billing workflows, it enables AI‑driven agents to take real‑time action across the insurance lifecycle, from triggering workflows to executing decisions in live transactions. Powered by unified platform data and governed by human‑in‑the‑loop controls, Agentic AI Platform delivers intelligent, adaptive AI solutions for insurance without sacrificing transparency or control.

Built for P&C Insurance | Low Code | Open API | Evergreen | AI Innovation

From Insight to Action, In the Core

Traditional AI surfaces insights but still relies on users to take the next step. Even newer AI copilots often sit outside core systems, limited to recommendations and disconnected from execution.

Duck Creek’s Agentic AI Platform changes that. Agents operate directly within core insurance workflows—analyzing data, triggering actions, and executing tasks in real time across policy, billing, and claims.

The result is a shift from passive insight to active execution—where decisions are not just informed, but carried out within the system of record.

Why Duck Creek Agentic AI Platform

Embed explainable intelligence across regions, lines, and regulations for consistent, compliant decisions.

Rapidly deploy AI workflows using low-code tools and pre-built intelligence, reducing time from concept to production.

Build, orchestrate, and scale AI workflows across systems with an open, composable, and extensible platform.

Drive efficiency, improve decisions, and scale business outcomes across claims, underwriting, and operations.

Insurance Lifecycle Results

Source: McKinsey, AI in Insurance (2026)

Source: McKinsey, Seizing the Agentic AI Advantage (2025)

Source: EY, Customer‑Facing GenAI in Insurance (2025)

Key Features

Duck Creek’s Agentic AI Platform enables end-to-end workflow automation across underwriting, claims, and policy operations. By connecting data, decisions, and actions, it streamlines complex insurance processes, reduces manual work, and delivers faster, more consistent outcomes. Carriers scale AI across systems with built-in governance, compliance, and control.

Insurance-native intelligence embeds insurance-centric policy logic, claims rules, and underwriting expertise directly into every workflow. This ensures AI decisions are accurate, relevant, and aligned with real insurance operations. Carriers improve consistency, reduce rework, and scale trusted, compliant AI across the enterprise.

Accelerate time to value with low-code tools and pre-built, insurance-focused intelligence that enable fast deployment of AI workflows. As a result, carriers move from concept to production quickly. They also reduce reliance on specialized resources and deliver measurable business outcomes across underwriting, claims, and operations.

Duck Creek’s approach to AI is built on transparency, control, and measurable impact. Intelligence is embedded directly into core insurance workflows—so decisions don’t just happen faster, they happen with context, confidence, and accountability.

Every AI‑driven recommendation or action is explainable by design. Carriers see what decision was made, why it was made, and which data and rules informed it. This ensures outcomes remain auditable, governed, and aligned with business and regulatory expectations. Human‑in‑the‑loop controls ensure automation enhances expertise rather than replacing it.

The result is AI insurers can trust: insight that moves seamlessly into execution, decisions that stand up to scrutiny, and outcomes that improve speed, accuracy, and performance across underwriting, billing, claims, and operations.

AI Designed for Carrier Needs, Now and in the Future

Insurance carriers don’t need AI that adds complexity. They need intelligence designed for the realities of insurance; regulated environments, high‑stakes decisions, and document‑heavy workflows. Duck Creek takes a different approach. Duck Creek’s Agentic AI Platform is built as an AI insurance platform that amplifies human judgment—bringing speed, clarity, and confidence to decisions while keeping carriers in control.

Operating within defined guardrails, Duck Creek’s Agentic AI Platform adapts across lines of business and scales as demands evolve, delivering real value today and a foundation for tomorrow’s agentic future.

Ready to Shape the Future of
Insurance?

Frequently Asked Questions

Duck Creek is committed to providing the information you need to solve your insurtech needs. Find answers to common questions below or, if this information isn’t enough, fill out the form at the bottom of the page. Our team will respond with the answers you need.

What is Duck Creek Agentic AI Platform?

Duck Creek Agentic AI Platform is an embedded intelligence layer that delivers real‑time analytics, predictive insights, and AI‑powered decision support directly within core insurance workflows.

Built natively into the Duck Creek Insurance Cloud, Agentic AI Platform applies insurance‑specific models—such as risk scoring, signal extraction, and predictive analysis—across underwriting, claims, rating, and operations. Because it’s embedded, insurers avoid the integration friction of standalone analytics or AI platforms and can act on insights at the moment decisions are made.

For global carriers, it supports multi‑entity, multi‑currency analytics and adapts to regional risk patterns and regulatory requirements across North America, EMEA, and APAC.

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How does Duck Creek Agentic AI Platform improve underwriting, claims, and operational decisions?

Duck Creek Agentic AI Platform improves outcomes by turning data into decision‑ready signals—delivered in real time.

The platform surfaces risk signals, propensity scores, fraud indicators, severity predictions, and next‑best‑action recommendations directly within underwriting and claims workflows. This enables faster cycle times, more accurate risk selection, reduced leakage, and smarter claims triage—without manual data interpretation or downstream analysis. Because Intelligence is event‑driven, decisions respond instantly to moments like new submissions, FNOL, or policy changes. And since risk drivers vary by region—such as weather‑driven loss in APAC and EMEA or litigation trends in North America—models and signals can adapt to local data, constraints, and regulatory conditions.

Better signals lead to better decisions—and better decisions lead to measurable business outcomes.

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How does Duck Creek Agentic AI Platform support explainable and responsible AI?

Duck Creek Agentic AI Platform is designed with explainability, transparency, and governance at its core.

AI models work alongside business rules, ensuring decisions are understandable, auditable, and regulator‑ready. Insurers can see why a recommendation was made, track model lineage, apply governance controls, and document decision logic at the point of underwriting, claims, or pricing. This approach avoids “black box” AI while supporting responsible AI practices across multi‑jurisdictional environments—including alignment with global expectations around explainable AI, model governance, and regulatory transparency.

For insurers operating across regions, Duck Creek Agentic AI Platform helps maintain consistent standards for responsible AI while accommodating local regulatory and oversight requirements.

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Is Duck Creek Agentic AI Platform built for the insurance industry?

Yes. Duck Creek Agentic AI Platform combines the power and scalability of an AI platform with the insurance data model. It is designed to bring AI solutions to the Duck Creek Insurance Cloud.

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How much control do we have with Duck Creek Agentic AI Platform?

You have 100% control with Duck Creek Agentic AI Platform. It does not include pre-trained models, meaning carriers control all aspect of their AI, including what data to use, what model to use, and how it is deployed.

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