Agentic First Notice of Loss

Where Smarter Claims Begin

Transform the most manual, fragmented moment in claims into an intelligent and enriched claims intake and triage experience.

Agentic First Notice of Loss Hero
capabilities

Transform FNOL from Manual Intake to Intelligent Outcomes

Turn the first notice of loss into a strategic advantage with real-time enrichment and automated, auditable and defensible actions.

Abstract UI Cleaner Data

Cleaner Data from First Contact

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The Pain Point
Fragmented, manual intake processes that result in incomplete information and “data debt.”
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The solution
Capture loss details, claimant information, photos, and supporting documentation through an intelligent, omni-channel guided experience that improves data quality and reduces the need for manual interactions.
  • Superior data quality from day one.
  • Reduced need for manual interactions.
  • Improved claimant and agent experience.
Streamline Document Workflows
Abstract UI Real Time Enrichment and Triage

Real-Time Enrichment and Triage

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The Pain Point
Blind spots at the start of a claim where adjusters lack immediate context on risk, fraud, or severity.
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The solution
Evaluate claims as information is received, using natural language to determine and collect relevant information, applying severity indicators, fraud signals, coverage context, and completeness checks.
  • Proactive identification of potential claims anomalies.
  • Immediate visibility into claim severity and coverage context.
  • Elimination of information silos during the initial intake phase.
Turn Intake Signals into Action
Abstract UI Faster Routing to the Right Next Action

Explainable, Auditable AI Decision

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The Pain Point
Lack of transparency in automated workflows, leading to hesitation in scaling AI-driven decisions.
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The solution
Maintain transparency and control with confidence scoring, decision traceability, and human-in-the-loop interaction for all claims decisions.
  • Full regulatory compliance through complete audit trails.
  • Increased confidence via explainable decision-making.
  • Operational control with human checkpoints for complex losses.
Build Trust Into AI Decisions
Business Outcomes

Why Agentic FNOL

Automate manual tasks, accelerate triage, and focus your claims team’s expertise on the moments that require it most.

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Intake & Validation

Capture loss details, photos, claimant information, and supporting context. Check completeness, policy context, duplicate claim risk, and required information.

Policy
Validate & Enrich

Automatically validate policy coverage, required claim information, claimant details, and supporting documentation. Detect missing data, inconsistencies, fraud indicators, and duplicate claim risk before the claim progresses.

First Notice Loss
Triage & Handoff

Route claims based on complexity, severity, confidence thresholds, and carrier rules. Send structured, enriched claim data into Duck Creek Claims or connected systems.

One Platform, Every Agentic Advantage

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Underwriter Workbench

Orchestrate your underwriting lifecycle with AI-driven triage and audit-ready precision.

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Product Configurator

Transform documentation into high-speed, governed insurance product configurations.

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Agentic Applications

Empower your organization with purpose-built, autonomous applications that drive intelligent insurance outcomes.

Frequently Asked Questions

Agentic First Notice of Loss, or FNOL, is an autonomous claims intake capability that captures, validates, triages, and routes claims from first contact.

Duck Creek’s current Agentic First Notice of Loss solution is focused on Personal Auto FNOL, from simple glass claims through complex collision scenarios.

No. Agentic First Loss of Notice automates routine intake while keeping adjusters focused on high-value decisions requiring judgment and empathy.

How can Duck Creek Help You?

Modernize your operations, unlock AI-powered insights, and deliver better outcomes—at your pace.

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Locations
Boston, Massachusetts (HQ)
100 Summer St 8th Floor Suite #801
Boston, MA 02110
(833) 798 7789
Columbia Office
1441 Main St #400
Columbia, SC 29201
Bolivar, Missouri
1807 W Jones St
Boston, MO