North American P&C Core Insurance Software

Intelligent Core: Engineered for Enterprise Scale

Accelerate market entry, automate cross-state compliance, and convert data into immediate decision-making power.

North America Hero

Don’t Let Your Strategy Outpace Your Technology

Legacy constraints shouldn’t dictate your roadmap. To capture market share and navigate volatility, P&C carriers need an architecture that scales as fast as their business strategy.

Rocket
Slow Product Launches

Outdated core systems trap data in siloes, dragging out new state deployments.

Scalable
Multi-Jurisdictional Compliance

Fluctuating state regulations create significant operational friction.

connected
Volume & Catastrophe Exposure

Legacy infrastructure can buckle under volume spikes, leaving carriers exposed.

two businesspeople meeting

Rapid Multi-Segment Deployment

Turn agility into a competitive weapon
Shatter typical launch timelines with pre-configured templates and a flexible, low-code architecture engineered for immediate market entry.
The business impact
Launch new lines of business (LOBs) or expand into new states in weeks rather than years, capturing market share before legacy competitors can react.
Launch New Products Faster
two colleagues laptop notebook

Automated, Transparent Governance

Eliminate compliance friction
Stay ahead of evolving bureau bulletins and fluctuating state regulatory standards with built-in auditability, strict data tracking, and end-to-end operational visibility.
The business impact
Reduce operational risk and audit cycle times by embedding transparent data integrity directly into the automated workflow fabric of your core.
Stay Ahead of Regulatory Change
woman tablet office team

Elastic Enterprise Scale

Built for Enterprise Operations
Run high-volume insurance operations with intelligent applications that scale seamlessly across underwriting, claims, billing, and policy administration.
The business impact
Maintain consistent execution, support peak demand, and deliver uninterrupted insurance operations at enterprise scale.
Scale Enterprise Operations
businesswoman tablet office

Always Current. Zero Disruption.

End the upgrade cycle
Eliminate the concept of legacy software with an evergreen SaaS architecture that delivers seamless, low-impact updates, security patches, and regulatory compliance changes without system downtime or costly re-platforming projects.
The business impact
Free up your internal IT teams from maintenance cycles so they can focus 100% of their energy on shipping revenue-generating features.
Stay Evergreen with Cloud Delivery
ROI

Speed by the numbers: Enterprise Scale in Action

75%
Reduction in costs and delivery time.
50%
Reduction in time to book coverage.
45
Days to go live for commercial lines.
33
Of the Top 50 NA carriers
customers

The Impact We Deliver

Scale enterprise operations with intelligent applications that keep insurers agile, resilient, and ready for change.

We designed our E&S product utilizing Duck Creek’s multi-level inheritance model, leveraging its Commercial Lines templates for Admitted Lines using ISO templates, forms, rules, rating, and UI design. This approach has enhanced our system’s flexibility and future-proofed it for when we decide to transition our Admitted Lines to the Duck Creek platform with minimal changes and in a shorter duration. We designed our E&S product for FCCI specialty utilizing Duck Creek’s multi-level.

Dave Patel
EVP, CIO, FCCI Insurance
Results that Matter
  • Issued first policy within 24 hours of going live.
  • Produced 30% over planned premium projects to date, just six months into production.
  • Expanded offerings, improved operational efficiency, and set a solid foundation for future growth.
  • Enhanced flexibility and future-proofed for future line transitions for minimal changes in a shorter duration.

The Technology Driving Speed

cloud check
Intelligent Applications

A unified, cloud-native system of record and intelligence that eliminates technical debt and harmonises the life cycle.

integrated
Agentic AI Platform

Intelligent agents and workflows for underwriting and claims, while keeping humans firmly in the loop.

connected
Clarity Data Foundation

A comprehensive data and analytics engine that transforms complex data streams into instant, actionable insights.

Frequently Asked Questions

Duck Creek natively integrates standard circulars and updates from major insurance advisory organizations like ISO, NCCI, and AAIS directly into the platform through our Industry Content framework. Because the architecture is built on a flexible, low-code model, carrier product teams can rapidly configure, test, and deploy mandatory rate, rule, and form modifications across multiple states simultaneously without needing to rewrite core software code.

While traditional, all-at-once legacy core replacements can take years, modern North American carriers utilize Duck Creek’s headless and modular architecture to prioritize speed to market. By leveraging pre-configured templates and line-of-business accelerators, enterprise carriers have successfully launched complex new lines across all 50 states in just over 12 months, or modernized rigid, on-premise infrastructure into agile cloud architectures—shrinking state expansion timelines from 15 months down to just 16 weeks.

Built natively on Microsoft Azure, the Duck Creek OnDemand SaaS platform features an elastic cloud infrastructure specifically engineered to scale fluidly during maximum workload disruptions, such as major regional CAT events. The core transactional engines are architected for enterprise-scale velocity, proven to natively process 100+ concurrent EFT payments per second and generate over 2,000 automated invoices per minute without system degradation.

How can Duck Creek Help You?

Modernize your operations, unlock AI-powered insights, and deliver better outcomes—at your pace.

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Locations
Boston, Massachusetts (HQ)
100 Summer St 8th Floor Suite #801
Boston, MA 02110
(833) 798 7789
Columbia Office
1441 Main St #400
Columbia, SC 29201
Bolivar, Missouri
1807 W Jones St
Boston, MO