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Duck Creek Acquires
Send Technology

Duck Creek has acquired Send, the AI-native underwriting orchestration engine—creating the industry’s first and only complete agentic underwriting-to-core platform for commercial, specialty, and London Market insurers.

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Who is Send Technology?

Send is the leading underwriting orchestration engine, trusted by world-class insurers to help them navigate complex risks. The platform helps commercial insurers, MGAs and reinsurers modernize underwriting, cut friction, and grow profitably in complex markets. It is the only platform purpose-built for multi-operating models.

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The Problem

What’s Standing Between Underwriters and Growth?

The Administrative Burden

Underwriters spend 70% of their time on non-core activities, juggling an average of 12 applications to do their job. Manual intake, rekeying, and bottlenecks crowd out the work that actually drives profitability: risk selection and judgment.

Disconnected Data & Decisions

72% of underwriters cite lack of integration of key data sources as a blocker, and few have a single view of the customer or portfolio. Fragmented information slows decisions and hides risk appetite, pricing, and accumulation insight.

The Pace of Change

86% of insurance executives say speed to product is a top driver for change, while digital and algorithmic facilities grow 50% annually. Carriers running analogue solutions can’t keep up with competitor and channel disruption.

The Solution

AI-Native Underwriting Orchestration Engine

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Underwriting has never lacked tools. It lacks coordination.
Submissions arrive by email and broker portals, risk data is re-keyed into spreadsheets and rating tools, decisions are tracked in one system and executed in another—and underwriters spend most of their day hunting for data and stitching it all together.

An underwriting orchestration engine is the layer that fixes this. It is an important evolution from the foundation of a workbench into a platform that connects people, data, AI, and workflows into a single underwriting experience—coordinating every step from submission intake and triage, through enrichment, risk assessment, and pricing, to quote, bind, and post-bind workflows. Rather than replacing your systems, it orchestrates them: your raters, your data providers, your core platform, your AI agents.

The result: underwriters stop managing systems and start managing risk—acting with greater speed, consistency, and confidence.

The Outcome

Proven Results from Send Customers

7x
Faster time-to-quote with Send’s orchestration engine
65%
Reduction in product launch time
$26B+
Gross Written Premium Supported Through Send’s platform
40+
Lines of Business supported
core + underwriting

The Underwriting Technology Stack Redefined

Modern underwriting needs three connected layers: a system of action where underwriters work, a system of intelligence that decides and governs, and a system of record where decisions execute. Duck Creek + Send is the only platform that delivers all three—connected, governed, and available today.

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Send underwriting orchestration engine

Where Underwriting Happens

Submission intake, triage, AI-enabled data extraction and enrichment, risk assessment, pricing, approvals, and document generation—one
risk-centered workspace from submission to bind and beyond.

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Duck Creek Agentic AI Platform

Where Decisions Get Smarter

Deploy, orchestrate, and govern insurance-native AI agents across the underwriting lifecycle—with the transparency, auditability, and humanin- the-loop control that trusted decisioning demands.

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Duck Creek Intelligent Core

Where Decisions Execute

Policy, Rating, Billing, Claims, and Reinsurance on a single platform with one data foundation—so underwriting actions take place inside the core, not in a disconnected bolt-on.

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What You Get

End-to-End Capabilities Across the Underwriting Lifecycle

Advanced submission intake & triage

Capture and organize submissions from email, documents, and broker channels—prioritize the right opportunities and improve conversion.

AI-enabled extraction & enrichment

Structure, validate, and enrich submission, exposure, and risk data so underwriters act on cleaner, decision-ready information sooner.

End-to-End Orchestration

Coordinate activity from intake and triage through risk assessment, pricing, approvals, quote, bind, and post-bind workflows.

Risk-centered workspace

Documents, data, notes, referrals, pricing inputs, approvals, and decisions—together around each risk for consistency and control.

Workflows, rules & governance

Underwriting rules, authority management, SLA tracking, audit trails, and compliance controls that scale complex operations.

Built for complex markets

Purpose-built support for commercial, specialty, MGA, delegated authority, reinsurance, and London Market operating models.

leadership perspective

One Vision for the Future of Underwriting

By bringing Send into Duck Creek, we are combining coreinsurance operations and underwriting orchestration in a trusted agentic AI experience that connects systems of record, decision intelligence, workflows, and action. This is the game changer for insurers.

Hardeep Gulati
Chief Executive Officer, Duck Creek

Send was built to help insurers navigate increasingly complex underwriting decisions by orchestrating people, data, AI, and workflows into a single underwriting experience. Joining Duck Creek brings that vision to a broader global market.

Andy Moss
Chief Executive Officer & Co-Founder, Send

See the Agentic Underwriting-to-Core Platform in Action

Discover how Duck Creek + Send can help your team quote faster, select risk
smarter, and grow more profitably—from submission to bind and beyond.

Frequently Asked Questions

Send is an AI-native underwriting orchestration platform founded in 2017 and headquartered in London. Send serves insurers, MGAs, reinsurers, and delegated authority businesses across the UK, US, Canada, Mexico, Bermuda, and the London Market.

To expand our underwriting platform capabilities, accelerate our agentic underwriting strategy, and strengthen our position in London Market and specialty insurance. Together, Duck Creek and Send deliver the only Agentic AI Platform from submission to bind and beyond.

Send provides an underwriting workbench and orchestration engine spanning the full underwriting lifecycle — submission intake and triage, document ingestion, data enrichment, underwriting intelligence, third-party connectivity, document generation, risk monitoring, renewal preparation, and delegated authority.

Expanded underwriting capabilities and a more connected path from submission through underwriting decision into core policy and rating workflows. Duck Creek customers can license all Send products today to enhance their existing policy administration systems.

Continuity. The Send platform continues, and existing product, support, and account relationships remain in place. No core system migration is required. Over time, Send customers gain the benefit of Duck Creek’s scale, R&D investment, and global reach.

Yes. Send remains a standalone platform that integrates with any policy administration, pricing, and rating systems — and we’ll continue selling it to users of non-Duck Creek systems, just as Send does today.

No. The goal is to empower underwriters, not replace them. AI handles manual work — organizing submissions, extracting data, coordinating workflows — so underwriters can focus on risk selection, judgment, and broker relationships.

How can Duck Creek Help You?

Modernize your operations, unlock AI-powered insights, and deliver better outcomes—at your pace.

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Locations
Boston, Massachusetts (HQ)
100 Summer St 8th Floor Suite #801
Boston, MA 02110
(833) 798 7789
Sydney, Australia
360 Kent St
NSW 2000
+61 1800 430 929