AAIS is the only national nonprofit P&C advisory organization governed by Members. AAIS delivers tailored advisory solutions for commercial, inland marine, farm, and personal lines.

The American Association of Insurance Services (AAIS) is a national advisory organization that develops standardized data, policy forms, rating information, and research for Property & Casualty insurers. More than 700 insurers, including most large U.S. carriers, rely on AAIS.

See AAIS’s Inland Marine Template in our Content Exchange >


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  • Recognized leader in insurance product research and design, with decades of experience
  • The only national nonprofit advisory organization in the P&C insurance industry governed by its member companies.
  • Highly skilled insurance professionals in disciplines including actuarial analysis, policy drafting, regulatory filings, and statistical reporting
  • Forms, manual rules, and rating information for more than 34 programs of personal, commercial, agricultural, and inland marine insurance
  • Statistical reporting plans for all lines of business that AAIS supports, as well as auto
  • Support services for actuarial analysis, automation, custom product development, state filings, and training
  • Designing new coverages and addressing emerging exposures in Property & Casualty insurance
  • Developing and filing by-peril rating for homeowners insurance
  • Creating innovative approaches to writing and rating the growing diversity of farm and agricultural risks