Split Limit Studios

Split Limit Studios is a leading provider of workers compensation pay-as-you-go technology solutions for insurance carriers and national agencies.

Split Limit Studios is the leading provider of workers’ compensation pay-as-you-go billing solutions. Their signature SaaS product, TRUPAY®, integrates with Duck Creek Policy and Duck Creek Billing to enable automatic payment of insurance premiums each payroll period. Using real-time payroll data provided by the payroll company or the policyholder, TRUPAY® calculates workers’ comp premiums based on current carrier rates, invoices the policyholder, and collects the premium via ACH.

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Gives policyholders improved cash flow and the convenience of paying insurance premiums each payroll period

Minimizes end-of-year audit adjustments

Uncovers payroll and classification discrepancies early in the life cycle of a policy


Embedded NCCI and independent bureau state rules for employee-level capping and key individual payroll minimum and maximum amounts

TRUPAY receives payroll data from over 350 payroll companies, ensuring more accurate payroll reporting for the policyholder.

Automated payroll data reporting through a payroll provider, or policyholders can upload files or enter data directly into TRUPAY®

On-demand reports for policy audit and pay-as-you-go program features


23 customers, including several Tier 1 insurance companies and multiple workers compensation state funds

Nearly $1 billion in workers comp premium processed for more than 90,000 policyholders

A decade of know-how in the pay-as-you-go ecosystem

Development team members average 20 years of insurance technology experience